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Buying with Diego
Buying a home in Oregon.
We’ll start with what you need, what you’re comfortable spending, and when you’d like to move. Then I’ll help you compare homes and work through the purchase.
The buying process
What happens when you buy a home?
The order and timing depend on your property, financing, and purchase agreement.
Start with a conversation
We’ll talk about your timeline, priorities, questions, and what working together involves—including representation and compensation.
Get clear on financing
Work with a lender on preapproval, loan choices, and estimated costs. Think about a monthly payment you’re comfortable with, alongside cash needed to purchase.
Build your search plan
Separate must-haves from nice-to-haves. Consider layout, condition, location, ongoing upkeep, and the practical details of your day.
Search and tour
Compare listings, visit homes, and keep track of questions. I’ll help you look at the tradeoffs and gather information about properties you’re considering.
Put an offer together
We’ll discuss price, earnest money, contingencies, and timing. Understand the terms and deadlines before you commit.
Investigate the property
Arrange inspections and review available disclosures and reports. We’ll discuss findings, possible requests, and options under your agreement.
Work through the details
Your lender handles the appraisal and final loan approval when financing is involved. Stay available for document requests and arrange insurance and closing services.
Prepare to close
Review final documents, complete the agreed steps, and coordinate signing, funds, and possession. We’ll confirm when you can get the keys.
Your first home
Questions you might have.
These are a few questions that come up early. Ask me about anything else you’re unsure of.
How much cash do I need?
Look beyond the down payment. Ask your lender about closing costs and prepaid expenses, and plan for inspections, moving, and a cushion after the purchase. The amount depends on the property, loan, and your situation. Start with the CFPB home loan toolkit.
What should I ask before making an offer?
Ask when earnest money is due, how it will be held, what contingencies apply, and what deadlines you’re agreeing to. We’ll walk through your actual offer so you understand the choices and potential consequences.
Can I start before I’m ready to buy?
Yes. An early conversation can help you organize your questions and decide what to work on next. You can browse homes and learn the process while you consider your timing.
Financing, explained by a lender
Questions about financing?
I’m a real estate broker, not a lender. A lender can evaluate your finances, explain loan programs, and provide cost estimates. I can connect you with lenders if you’d like, and you’re free to compare your options.
Helpful resources from the CFPB
Take the next step
Tell me what you’re looking for.
Send me an area, a listing, or a few things you want in a home. You don’t need a complete wish list.
